California – 760-241-7375 | Utah – 801-840-9555 Facebook Twitter LinkedIn Google+ Yelp

 

 

New rentersIt’s time to move into your first home. You may be moving into an apartment or a house. Whenever you move, you create the perfect opportunity to protect your assets. Everything you own is valuable to you. 

With the right type of renters insurance, you may be able to protect those items from common risks. This includes risks related to fires, theft and damage from weather-related events. 

What should you do as you move in to protect what belongs to you?

First, Create an Inventory

As each box arrives in your new location, create an inventory of each item. Here’s how to do so easily:

  • On a piece of paper or in a software document, write down the name of the item and a description of it.
  • If you know the value, or have a receipt to verify the value, note that next.
  • Take photos of most of your items, especially high-value items.
  • Keep on hand any appraisals showing the value of high-value items.
  • Store this document in a safe place when you complete it.

An inventory like this can help in several ways. It helps you create a basic understanding of how much value your possessions have. You can use this information to choose a renters insurance policy. The value will help you obtain enough coverage to replace those items.

Next, Obtain a Renters Insurance Policy

Work with an insurance agent to select a renters insurance plan that fits your needs. Most renters insurance plans cover the value of your possessions. They also cover liability risks. Liability coverage can provide financial support if you face a lawsuit from someone who gets hurt in your home. 

Remember, these are usually risks that your landlord does not provide protection from. Never assume the property owner will cover your losses.

As you move in, carefully consider the value of renters insurance. Most policies are very inexpensive. They can protect against most risks, though, giving you a level of peace of mind. 

Should a fire occur, for example, you could lose everything you own. Without renters insurance, you would have no ability to recoup the losses you suffer. That’s why it is so important for you to put a policy in place as you move into your new home. It can provide long-lasting protection to you.

If you want to get renters insurance, visit the Key City Insurance website. You can request a quote and explore our insurance options. Call us today at 760-241-7375 for a Victorville renters insurance quote..

Share |


No Comments


Post a Comment
Name
Required
E-Mail
Required (Not Displayed)
Comment
Required


All comments are moderated and stripped of HTML.
Submission Validation
Required
CAPTCHA
Change the CAPTCHA codeSpeak the CAPTCHA code
 
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive


View Mobile Version

Mercury Excellence Award

Key CityInsurance BlogOur Blog
Home | About Us | Get A Quote | Customer Services | Contact Us
CALIFORNIA Key City Insurance Victorville Office
12370 Hesperia Road Suite 9
Victorville, CA 92395
(760) 241-7375

Rancho Cucamonga Office
10681 Foothill Blvd Suite 495
Rancho Cucamonga, CA 91730
(909) 980-0038
UTAH Salt Lake City Office
3540 S 4000 W Suite 220
Salt Lake City, UT 84120
(801) 840-9555

St George Office
393 E. Riverside Drive Suite 203
St George, UT 84790
(435) 656-8100
CONNECT WITH US Facebook Twitter LinkedIn Google+ Yelp